State Farm Storm Damage Update

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I posted earlier this year that State Farm dropped us after allowing the claim for the storm damage our house incurred last March (2011). They sent us a check to get the repairs started and also a breakdown of how much they would allow money wise for all of the repairs.

The estimates I have been getting for just the roof alone are much more than the cost of what State Farm was estimating for the roof, all of the siding and the gutters combined. Oh, you want the same quality that was on the house already? Silly you! The crap they sling onto the houses by the storm chaser companies is horrible. My neighbor got his done by one of those companies and you can almost put your finger through the siding, one side of the house looks completely warped. I’m supposed to be ok with this shoddy work?

Here’s how it works, State Farm HATES the storm chaser construction companies because they cause so many claims to be filed that might otherwise not be filed. They LOVE storm chaser companies to do the actual work because they are much cheaper than real construction companies that don’t chase storms for a living. Funny how that works no? So, State Farm allows the claim, more times than not they drop the people after the claim has been filed so when this shoddy work falls apart due to storms the next insurance company is liable for the repairs.

We held back from filing the claim until State Farm’s rep could come out, when that was scheduled we had a company come out and meet them. State Farm is the one who told us to get the repairs done, THEN they dropped us. So, now we have a check for part of the repairs but even if we got the full amount allowed, we can only get the roof done. What can we do, threaten State Farm to go someplace else with our business? Too late for that.

State Farm estimates the cost to repair everything will be $18,000, the LOWEST estimate I have gotten is $28,000…. they said they can use the same garbage as the other houses have been getting but even then they can’t come close to what State Farm allows for. We are in the middle and now have to battle State Farm to do the job we have been paying them for, for decades with no claims what so ever on the house.

State Farm is running commercials like crazy to get business because frankly they suck and they need fresh meat/suckers to screw over. There are class action law suits all over the country because of how State Farm conducts business and their motto “like a good neighbor State Farm is there” is complete and utter bullshit. One claim and they’re running from you like you’re on fire.

We have moved everything over to , Until they prove otherwise this is the company for us, unfortunately the claim is still with State Farm. I have written to my State Farm agent and I like the guy, he and his staff are good people and they understand how we feel because they are losing customers faster than they can get new ones.

When I hear back I’ll post an update. If the graphic about State Farm offends you or what I say about them offends you, please drop off from this blog. There are two sides to every story and I can only tell this one from ours, the number crunchers at State Farm can tell their to the courts when the law suit gets there.